/* FinVision AI — AI & Technology Solutions for Financial Services
   navy #0a1a3a, gold #c9a84c, ink #1a2332 */
:root{
  --navy:#0a1a3a; --navy2:#10254d; --gold:#c9a84c; --gold-lt:#e3c878;
  --ink:#1a2332; --muted:#5b6b84; --bg:#ffffff; --bg-soft:#f4f6fa;
  --border:#e2e8f2; --max:1140px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter','PingFang SC','Microsoft YaHei',system-ui,sans-serif;color:var(--ink);line-height:1.7;background:var(--bg)}
h1,h2,h3{line-height:1.28;color:var(--navy);font-weight:700}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.wrap.narrow{max-width:800px}
.eyebrow{text-transform:uppercase;letter-spacing:.2em;font-size:.74rem;color:var(--gold);font-weight:700;margin-bottom:.8rem}
.section{padding:84px 0}
.section.alt{background:var(--bg-soft)}
.section h2{font-size:clamp(1.9rem,3.6vw,2.7rem);margin-bottom:1rem}
.center{text-align:center}
.lede{color:var(--muted);font-size:1.08rem;max-width:680px}
.lede.center{margin:0 auto 2.5rem;text-align:center}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--border)}
.header-inner{display:flex;align-items:center;gap:26px;padding:14px 24px}
.logo{font-weight:800;font-size:1.25rem;color:var(--navy);text-decoration:none;letter-spacing:-.01em}
.logo em{font-style:normal;color:var(--gold)}
.main-nav{margin-left:auto;display:flex;gap:22px;align-items:center}
.main-nav a{color:var(--ink);text-decoration:none;font-size:.94rem;font-weight:500}
.main-nav a:hover,.main-nav a.active{color:var(--gold)}
.lang-switch{display:flex;border:1px solid var(--border);border-radius:999px;overflow:hidden;font-size:.82rem;font-weight:600}
.lang-switch a{padding:7px 14px;text-decoration:none;color:var(--muted)}
.lang-switch a.active{background:var(--navy);color:#fff}
.nav-toggle{display:none;background:none;border:1px solid var(--border);border-radius:8px;padding:7px 11px;font-size:1.1rem;color:var(--navy)}

/* buttons */
.btn{display:inline-block;padding:14px 34px;border-radius:8px;text-decoration:none;font-weight:600;transition:.2s;border:none;cursor:pointer;font-size:1rem}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-lt));color:var(--navy)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(201,168,76,.35)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy2)}
.btn-outline{border:2px solid var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-sm{padding:10px 22px;font-size:.9rem}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:2rem}
.btn-row.center{justify-content:center}

/* hero */
.hero{position:relative;color:#fff;padding:120px 0;overflow:hidden;
  background:linear-gradient(120deg,rgba(10,26,58,.94),rgba(10,26,58,.72)),url('../images/hero.jpg') center/cover}
.hero .wrap{position:relative}
.hero .eyebrow{color:var(--gold-lt)}
.hero h1{color:#fff;font-size:clamp(2.4rem,5vw,3.8rem);margin-bottom:1.2rem;letter-spacing:-.02em}
.hero h1 em{font-style:normal;color:var(--gold-lt)}
.hero p.sub{font-size:1.18rem;opacity:.9;max-width:640px;margin-bottom:.5rem}
.hero .stats{display:flex;gap:40px;margin-top:2.8rem;flex-wrap:wrap}
.hero .stat b{display:block;font-size:2rem;color:var(--gold-lt)}
.hero .stat span{font-size:.88rem;opacity:.8}

/* cards */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.5rem}
.svc-card{background:#fff;border:1px solid var(--border);border-radius:16px;overflow:hidden;transition:.25s;text-decoration:none;color:inherit;display:block}
.svc-card:hover{transform:translateY(-5px);box-shadow:0 18px 44px rgba(10,26,58,.12);border-color:var(--gold)}
.svc-card img{width:100%;aspect-ratio:16/9;object-fit:cover;display:block}
.svc-card .body{padding:26px}
.svc-card h3{margin-bottom:.5rem;font-size:1.2rem}
.svc-card p{color:var(--muted);font-size:.94rem}
.svc-card .more{color:var(--gold);font-weight:600;font-size:.9rem;margin-top:.8rem;display:inline-block}

/* feature rows */
.feat{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;margin-bottom:70px}
.feat:last-child{margin-bottom:0}
.feat.flip .fimg{order:2}
.fimg img{width:100%;border-radius:16px;box-shadow:0 20px 60px rgba(10,26,58,.14)}
.feat h3{font-size:1.7rem;margin-bottom:.8rem}
.feat p{color:var(--muted);margin-bottom:1rem}
.feat ul{list-style:none;margin:1.2rem 0}
.feat li{padding:.45rem 0;color:var(--ink);font-size:.96rem}
.feat li::before{content:"✓ ";color:var(--gold);font-weight:700}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:2.5rem}
.step{background:#fff;border:1px solid var(--border);border-radius:14px;padding:30px 24px;text-align:center}
.step .n{width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-lt));color:var(--navy);font-weight:800;font-size:1.3rem;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem}
.step h3{font-size:1.05rem;margin-bottom:.5rem}
.step p{color:var(--muted);font-size:.9rem}

/* FAQ */
.faq-list{margin-top:2rem;max-width:800px;margin-left:auto;margin-right:auto}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:12px;margin-bottom:12px;overflow:hidden}
.faq-item summary{padding:19px 24px;cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";color:var(--gold);font-size:1.5rem;flex-shrink:0}
.faq-item[open] summary::after{content:"–"}
.faq-item p{padding:0 24px 22px;color:var(--muted)}
.faq-item a{color:var(--gold)}

/* service page hero */
.page-hero{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:90px 0 70px}
.page-hero h1{color:#fff;font-size:clamp(2rem,4.4vw,3.1rem);margin-bottom:1rem}
.page-hero h1 em{font-style:normal;color:var(--gold-lt)}
.page-hero p{opacity:.88;max-width:680px;font-size:1.1rem}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:2.5rem}
.crumbs a{color:var(--gold);text-decoration:none}
.crumbs.dark{color:rgba(255,255,255,.6)}
.crumbs.dark a{color:var(--gold-lt)}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;margin-top:2rem}
.cform{display:grid;gap:14px}
.cform input,.cform select,.cform textarea{padding:13px 16px;border:1px solid var(--border);border-radius:10px;font:inherit}
.cform .btn{justify-self:start}
.cinfo h3{margin-bottom:.8rem}
.cinfo p{color:var(--muted);margin-bottom:1.4rem}
.cinfo a{color:var(--gold);font-weight:600}

/* footer */
.site-footer{background:var(--navy);color:#b9c4d8;padding:60px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:36px}
.site-footer .logo{color:#fff}
.site-footer h4{color:#fff;margin-bottom:1rem;font-size:.95rem;letter-spacing:.05em}
.site-footer a{color:#b9c4d8;text-decoration:none;display:block;padding:.28rem 0;font-size:.92rem}
.site-footer a:hover{color:var(--gold-lt)}
.site-footer p{font-size:.9rem}
.copy{text-align:center;font-size:.84rem;opacity:.6;border-top:1px solid rgba(255,255,255,.12);padding-top:24px}

@media(max-width:920px){
  .main-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;padding:18px 24px;border-bottom:1px solid var(--border);align-items:flex-start}
  .main-nav.open{display:flex}
  .nav-toggle{display:block}
  .header-inner .lang-switch{margin-left:auto}
  .svc-grid{grid-template-columns:1fr}
  .feat{grid-template-columns:1fr;gap:28px}
  .feat.flip .fimg{order:0}
  .steps{grid-template-columns:1fr 1fr}
  .contact-grid,.footer-grid{grid-template-columns:1fr}
  .hero{padding:84px 0}
  .section{padding:60px 0}
}

/* logo image slot — put your file at images/logo.png.
   Text logo shows automatically until the image exists. */
.logo{display:inline-flex;align-items:center;text-decoration:none}
.logo img{height:44px;width:auto;display:block}
.logo .logo-text{font-weight:800;font-size:1.25rem;color:var(--navy);letter-spacing:-.01em}
.logo .logo-text em{font-style:normal;color:var(--gold)}
.logo img + .logo-text{display:none}

/* image protection — deter casual saving (see js/main.js for the rest) */
img{-webkit-user-drag:none;user-select:none;-moz-user-select:none;-webkit-touch-callout:none}